Notice Account

Stafford Building Society Notice 120 – Monthly Interest Review

One of the best-paying notice accounts, from Stafford Building Society, needing 120 days' notice, with a £5,000 minimum deposit. It ranks 19th of 95 notice accounts we track.

Variable rate · 120 days' notice

4.10%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£5,000

Max balance

£450,000

Access

120 Days

Interest paid

Monthly

How It Stacks Up

Ranks 19th of 95

Notice accounts we track

Among the best
This account 4.10%
UK CPI (Aug 2026)
3.10%
Pays 1.00% more
Average notice account
3.46%
Pays 0.64% more
Best notice account
4.40%
Pays 0.30% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

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A Good Fit For

  • Pro: New and existing savers
  • Pro: Savers who want a monthly income

Worth Weighing Up

  • Con: You need to give 120 days' notice to withdraw
  • Con: The rate is variable, so it can go down
  • Con: You need at least £5,000 to open it

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Estimated returns with Stafford Building Society's Notice Account

What you could earn with Stafford Building Society's Notice 120 – Monthly Interest.

Estimated interest

£5,000 saved

£205

At 4.1% AER

£10,000 saved

£410

At 4.1% AER

£50,000 saved

£2,050

At 4.1% AER

£450,000 saved

£18,450

At 4.1% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Stafford Building Society Notice 120 – Monthly Interest

Jan WatermannCo-Founder, DepositScout

Stafford Building Society's Notice 120 pays 4.10%, which sits near the market average for notice accounts but is 0.30% behind the category leader at 4.40%. The rate does beat August 2026 CPI of 3.1% by 1.00%, so your money holds real value. The obvious catch is the 120-day notice period, which is lengthy if you might need funds sooner. You need at least £5,000 to open, and if you want the same rate with far less notice, United Trust Bank's 40 Day Notice also pays 4.10%.

Compare Notice Accounts

2 alternatives to Stafford Building Society's Notice 120 – Monthly Interest

Same type of account, closest on rate.

Common questions about the Notice 120 – Monthly Interest

D

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