Oxbury Bank Personal 90 Day Notice Account Review4.18% AER (Sep 2026)

Notice Account from Oxbury Bank

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Protection

FSCS

Up to £120,000

Min balance

£1,000

Max balance

£500,000

Access

90 Days

Interest paid

Monthly

Who Is This For

Learn more about Oxbury Bank

Savers happy with a £500,000 cap
Savers who can deposit at least £1,000

Additional Info

Online and app account. No joint accounts - must be managed via app. Oxbury will give at least the notice period plus 14 days advance warning of any rate decrease.

Notice Term

90 Days

Please verify all details with the provider – for more info read our Disclaimer

Calculate your tax liability for this accountSee what you might pay on the interest from Oxbury Bank's Personal 90 Day Notice Account.

Estimated returns with Oxbury Bank's Notice Account

Want to know how much interest you will receive with Oxbury Bank's Personal 90 Day Notice Account?

Estimated interest

£1,000 saved

£41.80

At 4.18% AER

£5,000 saved

£209

At 4.18% AER

£10,000 saved

£418

At 4.18% AER

£500,000 saved

£20,900

At 4.18% AER

Estimated over one year, assuming the rate stays the same and interest stays in the account. Amounts outside this account's minimum or maximum balance are left out.

Our Expert Opinion on Oxbury Bank Personal 90 Day Notice Account

Oxbury Bank's Personal 90 Day Notice Account pays 4.18% with interest calculated daily and credited monthly, which suits savers who want a regular income drip from their cash without locking into a fixed term. The minimum is £1,000 and the maximum £500,000, so it works for both modest and larger balances. The genuine catch is that there is no access at all without serving the full 90-day notice period, so if you think you might need the money sooner, the Oxbury Personal 35 Day Notice Account at 4.16% or United Trust Bank's 60 Day Notice at 4.20% are worth a look.
Jan Watermann (Co-Founder)DepositScout