United Trust Bank 40 Day Notice Review4.10% AER (Sep 2026)

Notice Account from United Trust Bank

Already got this account?Leave a review to help other savers

Protection

FSCS

Up to £120,000

Min balance

£5,000

Max balance

£1,000,000

Access

40 Days

Interest paid

Annually

Who Is This For

Learn more about United Trust Bank

Savers happy with a £1,000,000 cap
Savers who can deposit at least £5,000

Additional Info

A Nominated Bank Account must be provided when applying. It must be a transactional UK bank account in your name. Fund within 14 days of applying or the account will be closed. Joint accounts allowed (up to two people).

Notice Term

40 Days

Please verify all details with the provider – for more info read our Disclaimer

Calculate your tax liability for this accountSee what you might pay on the interest from United Trust Bank's 40 Day Notice.

Estimated returns with United Trust Bank's Notice Account

Want to know how much interest you will receive with United Trust Bank's 40 Day Notice?

Estimated interest

£5,000 saved

£205

At 4.1% AER

£10,000 saved

£410

At 4.1% AER

£50,000 saved

£2,050

At 4.1% AER

£1,000,000 saved

£41,000

At 4.1% AER

Estimated over one year, assuming the rate stays the same and interest stays in the account. Amounts outside this account's minimum or maximum balance are left out.

Our Expert Opinion on United Trust Bank 40 Day Notice

United Trust Bank's 40 Day Notice account pays 4.10% and suits savers who want a reasonable rate without locking money away indefinitely, provided they can keep at least £5,000 in the account and plan withdrawals 40 days ahead. The £1,000,000 maximum is generous, so this works for larger balances too. The main catch is that 40-day notice period: if you need cash quickly you simply cannot have it. If you want a slightly better rate, Castle Trust Bank's Notice e-Saver is in the data at 4.20%.
Jan Watermann (Co-Founder)DepositScout