Easy Access

Skipton Building Society Easy Access Saver Review

An easy access account from Skipton Building Society. It ranks 99th of 152 easy access accounts we track.

Variable rate

2.05%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£1

Max balance

No limit

Access

Instant

Interest paid

Annually

How It Stacks Up

Ranks 99th of 152

Easy access accounts we track

Well below average
This account 2.05%
UK CPI (Aug 2026)
3.10%
Pays 1.05% less
Average easy access
2.83%
Pays 0.78% less
Best easy access
5.00%
Pays 2.95% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

A better-paying alternative

Tembo bank logo

Tembo

HomeSaver

4.55%

AER

  • Pays 2.50% more than this Skipton Building Society account
  • Instant access, open with £10
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A Good Fit For

  • Pro: New and existing savers
  • Pro: Savers who want instant access

Worth Weighing Up

  • Con: The rate is variable, so it can go down

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Estimated returns with Skipton Building Society's Easy Access

What you could earn with Skipton Building Society's Easy Access Saver.

Estimated interest

£1,000 saved

£20.50

At 2.05% AER

£5,000 saved

£102

At 2.05% AER

£10,000 saved

£205

At 2.05% AER

£50,000 saved

£1,025

At 2.05% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Skipton Building Society Easy Access Saver

Jonny PeaseCo-Founder, DepositScout

Skipton's Easy Access Saver pays 2.05%, which is below the market average for easy access accounts and sits 2.95% behind the current market leader at 5.00%. At 1.05% below CPI inflation of 3.1%, your money is losing real purchasing power here. The £1 minimum opening balance means it is accessible to almost anyone, but I would look at something like Tandem Bank's Instant Access Saver at 3.40% before settling for this rate.

Compare Easy Access Accounts

2 alternatives to Skipton Building Society's Easy Access Saver

Same type of account, closest on rate.

Common questions about the Easy Access Saver

D

DepositScout Alerts

2 minutes ago

Easy Access rate just dropped

A top provider just cut their rate. Here's what you need to know about the latest market shift.

Nationwide FlexSaver Rate Down
4.20% AER
4.75%
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