Protection
FSCS£120,000
Min balance
£500
Max balance
£20,000
Access
No withdrawals without penalty
Interest paid
On Maturity
Transfers in
Accepted
How It Stacks Up
Ranks 24th of 60
1-year cash ISAs we track
This account 4.61%
- UK CPI (Aug 2026)
- 3.10%
- Pays 1.51% more
- Average 1-year cash ISA
- 4.43%
- Pays 0.18% more
- Best 1-year cash ISA
- 4.97%
- Pays 0.36% less
Inflation: ONS. Averages and best rates: accounts on DepositScout.
Pros and cons
- Pro: New and existing savers
- Con: Not flexible: money you withdraw can't be replaced without using more allowance
Good to Know
If you do need access to your money within the fixed term, there will be a penalty of 90 days interest on the amount withdrawn.
Please verify all details with the provider – see our Disclaimer
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