Cash ISA

Shawbrook 1 Year Fixed Rate Cash ISA Review

One of the best-paying one-year cash ISAs, from Shawbrook, with a £1,000 minimum deposit. It ranks 2nd of 49 one-year cash ISAs we track.

Fixed rate · 1 year

4.94%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£1,000

Max balance

£250,000

Access

1 Year

Interest paid

Monthly/Annually

Transfers in

Accepted

How It Stacks Up

Ranks 2nd of 49

1-year cash ISAs we track

Among the best
This account 4.94%
UK CPI (Aug 2026)
3.10%
Pays 1.84% more
Average 1-year cash ISA
4.40%
Pays 0.54% more
Best 1-year cash ISA
4.95%
About the same

Inflation: ONS. Averages and best rates: accounts on DepositScout.

Compare cash ISAs

A Good Fit For

  • Pro: New and existing savers
  • Pro: Savers who want a monthly income

Worth Weighing Up

  • Con: You need at least £1,000 to open it
  • Con: Not flexible: money you withdraw can't be replaced without using more allowance

Good to Know

You can fund your account within 90 days after opening. We’ll close it if it remains unfunded by this time

Please verify all details with the provider – see our Disclaimer

See all Shawbrook accounts

Estimated returns with Shawbrook's Cash ISA

What you could earn with Shawbrook's 1 Year Fixed Rate Cash ISA.

Estimated interest

£1,000 saved

£49.40

At 4.94% AER

£5,000 saved

£247

At 4.94% AER

£10,000 saved

£494

At 4.94% AER

£250,000 saved

£12,350

At 4.94% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

2 alternatives to Shawbrook's 1 Year Fixed Rate Cash ISA

Same type of account, closest on rate.

Common questions about the 1 Year Fixed Rate Cash ISA

D

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