Protection
FSCS£120,000
Min balance
£1
Max balance
No limit
Access
Instant
Interest paid
Monthly
Not with Royal Bank of Scotland yet? They're paying up to £500 to switch your current account.
Rate Tiers
£1 – £24,999
1.00%AER
£25,000 – £99,999
1.35%AER
£100,000 – £249,999
1.60%AER
£250,000+
2.10%AER
How It Stacks Up
Ranks 136th of 152
Easy access accounts we track
This account 1.00%
- UK CPI (Aug 2026)
- 3.10%
- Pays 2.10% less
- Average easy access
- 2.83%
- Pays 1.83% less
- Best easy access
- 5.00%
- Pays 4.00% less
Inflation: ONS. Averages and best rates: accounts on DepositScout.
A better-paying alternative
Tembo
HomeSaver
4.55%
AER
- Pays 3.55% more than this Royal Bank of Scotland account
- Instant access, open with £10
We may earn a commission if you open this account.
A Good Fit For
- Pro: Savers who want instant access
- Pro: Savers who want a monthly income
Worth Weighing Up
- Con: The rate is variable, so it can go down
- Con: You need a Royal Bank of Scotland current account to open it
Good to Know
Current account required
Please verify all details with the provider – see our Disclaimer
See all Royal Bank of Scotland accounts
