Easy Access

Raisin UK Savings Account Review

One of the best-paying easy access accounts, from Raisin UK. It ranks 23rd of 152 easy access accounts we track.

Variable rate

4.15%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£1

Max balance

£120,000

Access

Instant

Interest paid

Monthly/Annually

How It Stacks Up

Ranks 23rd of 152

Easy access accounts we track

Among the best
This account 4.15%
UK CPI (Aug 2026)
3.10%
Pays 1.05% more
Average easy access
2.83%
Pays 1.32% more
Best easy access
5.00%
Pays 0.85% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

A better-paying alternative

Tembo bank logo

Tembo

HomeSaver

4.55%

AER

  • Pays 0.40% more than this Raisin account
  • Instant access, open with £10
Compare Easy Access Accounts

We may earn a commission if you open this account.

A Good Fit For

  • Pro: New and existing savers
  • Pro: Savers who want instant access
  • Pro: Savers who want a monthly income

Worth Weighing Up

  • Con: The rate is variable, so it can go down

Good to Know

Raisin is a savings marketplace, not a bank.

Please verify all details with the provider – see our Disclaimer

See all Raisin UK accounts

Estimated returns with Raisin UK's Easy Access

What you could earn with Raisin UK's Savings Account.

Estimated interest

£1,000 saved

£41.50

At 4.15% AER

£5,000 saved

£208

At 4.15% AER

£10,000 saved

£415

At 4.15% AER

£120,000 saved

£4,980

At 4.15% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Raisin UK Savings Account

Jonny PeaseCo-Founder, DepositScout

Raisin UK is a marketplace, so the 4.15% shown is the highest rate currently available across its platform rather than a single account you open directly. That puts it near the easy access market average and 0.85% behind the category leader at 5.00%, so it is not a standout rate on its own terms. It does beat August 2026 CPI of 3.1% by 1.05%, which is something, and the £1 minimum makes it accessible to almost anyone. If you want a straightforward easy access account at a similar or slightly better rate, Tesco Bank Internet Saver at 4.24% is worth a look.

2 alternatives to Raisin UK's Savings Account

Same type of account, closest on rate.

Common questions about the Savings Account

D

DepositScout Alerts

2 minutes ago

Easy Access rate just dropped

A top provider just cut their rate. Here's what you need to know about the latest market shift.

Nationwide FlexSaver Rate Down
4.20% AER
4.75%
View Best Rates
Live Market Tracking

Be the first to know when this Raisin UK rate drops.

Join 1,000+ savers using DepositScout who get instant email alerts when top UK savings rates change. Never miss out on a better deal again.

Takes 30 seconds · No spam · Unsubscribe any time