Hampshire Trust Bank Online Saver Review4.18% AER (Sep 2026)

Easy Access from Hampshire Trust Bank

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Protection

FSCS

Up to £120,000

Min balance

£1

Max balance

£250,000

Access

Instant

Interest paid

Annually

Who Is This For

Learn more about Hampshire Trust Bank

New and existing savers
Those wanting easy access
Savers happy with a £250,000 cap

Additional Info

Open online to UK residents aged 18+; minimum opening balance of £1, maximum £250,000 (up to £1m across all HTB accounts). Account managed via online portal or secure message.

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Calculate your tax liability for this accountSee what you might pay on the interest from Hampshire Trust Bank's Online Saver.

Estimated returns with Hampshire Trust Bank's Easy Access

Want to know how much interest you will receive with Hampshire Trust Bank's Online Saver?

Estimated interest

£1,000 saved

£41.80

At 4.18% AER

£5,000 saved

£209

At 4.18% AER

£10,000 saved

£418

At 4.18% AER

£250,000 saved

£10,450

At 4.18% AER

Estimated over one year, assuming the rate stays the same and interest stays in the account. Amounts outside this account's minimum or maximum balance are left out.

Our Expert Opinion on Hampshire Trust Bank Online Saver

Hampshire Trust Bank's Online Saver pays 4.18% on balances from as little as £1, which makes it a reasonable home for both small and large pots up to £250,000. It suits anyone who wants instant access without locking money away, and there is no bonus rate inflating the headline figure, so what you see is what you get for now. The main catch is that this is a managed variable rate and HTB can cut it at any time, giving you only 14 days' notice before a reduction takes effect, so it pays to keep an eye on it. If you want to compare, Tesco Bank's Internet Saver is currently sitting at 4.24%.
Jan Watermann (Co-Founder)DepositScout