Protection
FSCS£120,000
Min balance
£0
Max balance
No limit
Access
Instant
Interest paid
Monthly
Rate Tiers
Max (£14.99/month)
3.63%AER
£14.99/month
Boost (£7.99/month)
3.20%AER
£7.99/month
Plus (£3.99/month)
3.00%AER
£3.99/month
Basic (£0/month)
3.00%AER
£0/month
How It Stacks Up
Ranks 78th of 152
Easy access accounts we track
This account 3.00%
- UK CPI (Aug 2026)
- 3.10%
- Pays 0.10% less
- Average easy access
- 2.83%
- Pays 0.17% more
- Best easy access
- 5.00%
- Pays 2.00% less
Inflation: ONS. Averages and best rates: accounts on DepositScout.
A better-paying alternative
Tembo
HomeSaver
4.55%
AER
- Pays 1.55% more than this Plum account
- Instant access, open with £10
We may earn a commission if you open this account.
A Good Fit For
- Pro: Savers who want instant access
- Pro: Savers who want a monthly income
Worth Weighing Up
- Con: The rate is variable, so it can go down
Please verify all details with the provider – see our Disclaimer
See all Plum accounts
