Plum 95-Day Notice Pocket Review

A competitive notice account from Plum, needing 95 days' notice. It ranks 39th of 95 notice accounts we track.

Variable rate · 95 days' notice

3.87%AER

Protection

FSCS£120,000

Min balance

£0

Max balance

No limit

Access

95 days notice

Interest paid

Monthly

How It Stacks Up

Ranks 39th of 95

Notice accounts we track

Above average
This account 3.87%
UK CPI (Aug 2026)
3.10%
Pays 0.77% more
Average notice account
3.46%
Pays 0.41% more
Best notice account
4.40%
Pays 0.53% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

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A Good Fit For

  • Pro: Savers who want a monthly income

Worth Weighing Up

  • Con: You need to give 95 days' notice to withdraw
  • Con: The rate is variable, so it can go down

Good to Know

Exclusive to Plum Max subscribers (£14.99/month).

Please verify all details with the provider – see our Disclaimer

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Estimated returns with Plum's Notice Account

What you could earn with Plum's 95-Day Notice Pocket.

Estimated interest

£1,000 saved

£38.70

At 3.87% AER

£5,000 saved

£193

At 3.87% AER

£10,000 saved

£387

At 3.87% AER

£50,000 saved

£1,935

At 3.87% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Our Expert Opinion on Plum 95-Day Notice Pocket

Jan WatermannCo-Founder, DepositScout

Plum's 95-Day Notice Pocket pays 3.87%, which sits below the notice account market average and 0.53% behind the category leader at 4.40%. The bigger catch here is the subscription requirement: this account is only available to Plum Max subscribers, who pay £14.99 a month, so you need to factor that cost into your real return before the rate looks worthwhile. The 3.87% does beat August 2026 CPI of 3.1% by 0.77%, but if you want a similar notice period without the subscription fee, Moneybox's 90-Day Notice at 4.00% is worth a look.

2 alternatives to Plum's 95-Day Notice Pocket

Same type of account, closest on rate.

Common questions about the 95-Day Notice Pocket

D

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