Children's Savings

Nottingham Building Society Junior ISA Review

One of the best-paying children's savings accounts, from Nottingham Building Society. It ranks 15th of 73 children's savings accounts we track.

Variable rate

3.75%AER

Account type
Easy access
Maximum age
17
Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£1

Max balance

£750,000

Access

Unlimited

Interest paid

Annually

How It Stacks Up

Ranks 15th of 73

Children's savings accounts we track

Among the best
This account 3.75%
UK CPI (Aug 2026)
3.10%
Pays 0.65% more
Average children's savings
2.93%
Pays 0.82% more
Best children's savings
5.00%
Pays 1.25% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

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Pros and cons

  • Pro: New and existing savers
  • Con: The rate is variable, so it can go down

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Estimated returns with Nottingham Building Society's Children's Savings

What you could earn with Nottingham Building Society's Junior ISA.

Estimated interest

£1,000 saved

£37.50

At 3.75% AER

£5,000 saved

£188

At 3.75% AER

£10,000 saved

£375

At 3.75% AER

£750,000 saved

£28,125

At 3.75% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Nottingham Building Society Junior ISA

Jonny PeaseCo-Founder, DepositScout

Nottingham Building Society's Junior ISA pays 3.75%, which sits 0.65% above CPI inflation of 3.1% (Aug 2026), so the money is at least growing in real terms. Because market data is not supplied I cannot say where this sits against the wider Junior ISA field, and I would still check alternatives such as HSBC MySavings, which also pays 3.75%. The account accepts deposits from as little as £1 with no upper monthly limit, but the key catch is that no withdrawals are possible until the child turns 18, so this suits parents who are comfortable locking money away long-term.

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2 alternatives to Nottingham Building Society's Junior ISA

Same type of account, closest on rate.

Common questions about the Junior ISA

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