Children's Savings

Darlington Building Society Young Saver Review

A competitive children's savings account from Darlington Building Society. It ranks 30th of 73 children's savings accounts we track.

Headline rate

3.10%AER

Account type
Easy access
Rate checked Oct 2026Got this account? Leave a review

Min balance

£1

Max balance

No limit

Access

Instant

Interest paid

Yearly

How It Stacks Up

Ranks 30th of 73

Children's savings accounts we track

Above average
This account 3.10%
UK CPI (Aug 2026)
3.10%
About the same
Average children's savings
2.92%
Pays 0.18% more
Best children's savings
5.50%
Pays 2.40% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

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A Good Fit For

  • Pro: Savers who want instant access

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Estimated returns with Darlington Building Society's Children's Savings

What you could earn with Darlington Building Society's Young Saver.

Estimated interest

£1,000 saved

£31.00

At 3.1% AER

£5,000 saved

£155

At 3.1% AER

£10,000 saved

£310

At 3.1% AER

£50,000 saved

£1,550

At 3.1% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Darlington Building Society Young Saver

Jonny PeaseCo-Founder, DepositScout

This account is aimed at children and opens with as little as £1, which makes it accessible for parents or grandparents starting a savings habit early. The 3.10% rate exactly matches CPI inflation at 3.1% as of Aug 2026, so in real terms the money is standing still rather than growing. Since market data is not available I cannot say how this sits against the broader children's savings market, but Hinckley & Rugby Building Society's Young Saver is paying 3.20% if you want a straightforward step up. Interest is paid yearly, so shorter-term savers will not see returns credited more frequently.

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2 alternatives to Darlington Building Society's Young Saver

Same type of account, closest on rate.

Common questions about the Young Saver

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Nationwide FlexSaver Rate Down
4.20% AER
4.75%
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