NatWest NatWest Travel Reward Credit Card

NatWest Travel Reward Credit Card Review 2026

Details checked Aug 2026Got this card? Leave a review

Cashback

Up to 1%

Rep. APR

27.9%

Variable

Annual fee

£0

Spending abroad

Free

No foreign transaction fees

Lounge access

Not included

How you earn

1% MyRewards on eligible travel spend; 0.1% on other spend; partner retailer offers 1–15%.

  • 1% eligible travel.
  • 0.1% elsewhere.
  • Travel categories include flights, trains, car hire, ferries, buses, hotels, travel agents, cruises and campsites (MCC-dependent).
  • Partner retailer offers vary monthly.

Using it abroad

No foreign transaction fees on purchases abroad.

  • Cash withdrawals attract a cash fee (typically 3% min £3) plus interest from the withdrawal date.
  • Converts at the Visa exchange rate.

Who can apply

Pay balance in full monthly to avoid interest.

  • Part of NatWest MyRewards.
  • Representative APR 27.9% (variable).

MyRewards can be cashed to a current account, used as retailer e-codes, or donated.

Our Expert Opinion on NatWest Travel Reward Credit Card

The NatWest Travel Reward Credit Card is best suited to frequent travellers who want fee-free spending abroad, where it offers practically nothing off the real exchange rate on Visa, which is the best rate we have measured. The catch is on everyday rewards: it earns 0.1% on general spending, which is 0.64% below the typical reward card at 0.74%, so if travel spend is not your main category this card underperforms. The 27.9% APR is typical for a fee-free card, but I would only hold this if you clear the balance monthly, given cash withdrawals abroad attract interest from day one.

Related video

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