Protection
FSCS£120,000
Min balance
£0
Max balance
£120,000
Access
Next working day (1 withdrawal per month)
Interest paid
Monthly
Rate Tiers
Reward rate (qualifying account)
3.40%AER
Requires balance above £0 in a qualifying Moneybox account
Standard rate
2.40%AER
No qualifying Moneybox account required
How It Stacks Up
Ranks 93rd of 152
Easy access accounts we track
This account 2.40%
- UK CPI (Aug 2026)
- 3.10%
- Pays 0.70% less
- Average easy access
- 2.83%
- Pays 0.43% less
- Best easy access
- 5.00%
- Pays 2.60% less
Inflation: ONS. Averages and best rates: accounts on DepositScout.
A better-paying alternative
Tembo
HomeSaver
4.55%
AER
- Pays 2.15% more than this Moneybox account
We may earn a commission if you open this account.
A Good Fit For
- Pro: New and existing savers
- Pro: Savers who want a monthly income
Worth Weighing Up
- Con: The rate is variable, so it can go down
Good to Know
1% reward rate on top of underlying rate if holding a qualifying Moneybox ISA/LISA/JISA/Pension or Reward Savings Account.
Please verify all details with the provider – see our Disclaimer
See all Moneybox accounts
