Tembo HomeSaver Cash ISA Review2.80% AER (Sep 2026)

Cash ISA from Tembo

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Protection

FSCS

Up to £120,000

Min balance

£10

Max balance

£20,000

Access

Instant

Interest paid

Monthly

Transfers in

Accepted

Rate Tiers

Tembo mortgageIncludes 2.7% bonus unlocked by completing a mortgage through Tembo5.50%

StandardNo mortgage needed2.80%

Bonus Terms

Tembo add a bonus for the first 12 months if you complete a mortgage with them within 3 years.

Who Is This For

Learn more about Tembo

Those wanting easy access
Savers happy with a £20,000 cap

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Estimated returns with Tembo's Cash ISA

Want to know how much interest you will receive with Tembo's HomeSaver Cash ISA?

Estimated interest

£1,000 saved

£28.00

At 2.8% AER

£5,000 saved

£140

At 2.8% AER

£10,000 saved

£280

At 2.8% AER

£20,000 saved

£560

At 2.8% AER

Estimated over one year, assuming the rate stays the same and interest stays in the account. Amounts outside this account's minimum or maximum balance are left out.

Our Expert Opinion on Tembo HomeSaver Cash ISA

Tembo is a mortgage broker, which is why I recommend being slightly careful when opening a savings account with them. Their primary objective is to sell mortgages and savings accounts with attractive rates are a great way into the funnel. That being said, Tembo's HomeSaver Cash ISA is a very competitive savings account with an attractive interest rate. If you want to withdraw your savings more than once, chose a different provider.
Jan Watermann (Co-Founder)DepositScout