Protection
FSCS£120,000
Min balance
£1
Max balance
£250,000
Access
Instant
Interest paid
Monthly
The Rate You'll Get
First 12 months
Boosted3.75%AER
Includes a 0.49% boost for 12 months
Standard rate (after 12 months)
3.24%AER
How It Stacks Up
Ranks 47th of 152
Easy access accounts we track
This account 3.75%
- UK CPI (Aug 2026)
- 3.10%
- Pays 0.65% more
- Average easy access
- 2.83%
- Pays 0.92% more
- Best easy access
- 5.00%
- Pays 1.25% less
Inflation: ONS. Averages and best rates: accounts on DepositScout.
A better-paying alternative
Tembo
HomeSaver
4.55%
AER
- Pays 0.80% more than this Marcus account
- Instant access, open with £10
We may earn a commission if you open this account.
A Good Fit For
- Pro: Savers who want instant access
- Pro: Savers who want a monthly income
Worth Weighing Up
- Con: Rate drops to 3.24% after 12 months
- Con: The rate is variable, so it can go down
Please verify all details with the provider – see our Disclaimer
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