What interest rate does the Manchester Building Society Manchester Easy Access Saver pay?

The Manchester Building Society Manchester Easy Access Saver pays 1.80% AER variable.

How much interest could I earn?

Saving £10,000 for 1 year would earn about £180 at 1.80% AER. This assumes the rate stays the same and interest stays in the account.

How much can I pay in?

You can deposit at least £1 and up to £1,000,000.

Can I withdraw my money?

Yes. Withdrawals are unlimited, no notice.

Who can open this account?

New and existing Manchester Building Society customers can open it.

Is my money protected?

Yes. Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per person, per banking licence.

How does it compare with other easy access accounts?

At 1.80% AER it ranks 111th of 153 easy access accounts we track. The best pays 5.00% and the average is 2.83%.

Manchester Building Society Manchester Easy Access Saver Review: 1.80% AER (Oct 2026)

Q: When is interest paid?

Interest is paid annually or monthly.

Protection

FSCS£120,000

Min balance

£1

Max balance

£1,000,000

Access

Unlimited, No notice

Interest paid

Annually or Monthly

How It Stacks Up

Ranks 111th of 153

Easy access accounts we track

Well below average

This account 1.80%

UK CPI (Aug 2026): 3.10%; Pays 1.30% less
Average easy access: 2.83%; Pays 1.03% less
Best easy access: 5.00%; Pays 3.20% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

A better-paying alternative

Tembo

HomeSaver

4.55%

AER

Pays 2.75% more than this Manchester Building Society account

Compare Easy Access Accounts

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How Interest Is Paid

You choose how often interest is paid: annually or monthly. You earn the same 1.80% AER either way.

Paid annually

1.80%AER

Paid monthly

1.79%gross

The monthly rate is a little lower because interest reaches you sooner. Over a year it adds up to the same.

A Good Fit For

Pro: New and existing savers
Pro: Savers who want a monthly income

Worth Weighing Up

Con: The rate is variable, so it can go down

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Estimated returns with Manchester Building Society's Easy Access

What you could earn with Manchester Building Society's Manchester Easy Access Saver.

Estimated interest

£1,000 saved

£18.00

At 1.8% AER

£5,000 saved

£90.00

At 1.8% AER

£10,000 saved

£180

At 1.8% AER

£1,000,000 saved

£18,000

At 1.8% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Manchester Building Society Manchester Easy Access Saver Review

How It Stacks Up

How Interest Is Paid

A Good Fit For

Worth Weighing Up

Estimated returns with Manchester Building Society's Easy Access

Our Expert Opinion on Manchester Building Society Manchester Easy Access Saver

2 alternatives to Manchester Building Society's Manchester Easy Access Saver3 alternatives to Manchester Building Society's Manchester Easy Access Saver

Common questions about the Manchester Easy Access Saver

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