LHV Easy Access Savings Account Review

One of the best-paying easy access accounts, from LHV. It ranks 23rd of 152 easy access accounts we track.

Variable rate

4.15%AER

Needs an LHV Bank current account

Protection

FSCS£120,000

Min balance

£1

Max balance

£100,000

Access

Instant

Interest paid

Monthly

How It Stacks Up

Ranks 23rd of 152

Easy access accounts we track

Among the best
This account 4.15%
UK CPI (Aug 2026)
3.10%
Pays 1.05% more
Average easy access
2.83%
Pays 1.32% more
Best easy access
5.00%
Pays 0.85% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

A better-paying alternative

Tembo bank logo

Tembo

HomeSaver

4.55%

AER

  • Pays 0.40% more than this LHV account
  • Instant access, open with £10

We may earn a commission if you open this account.

A Good Fit For

  • Pro: Savers who want instant access
  • Pro: Savers who want a monthly income

Worth Weighing Up

  • Con: The rate is variable, so it can go down
  • Con: You need an LHV Bank current account to open it

Good to Know

You must hold an LHV Bank Current Account to open and fund this account (there's no requirement to use it for everyday banking). Open and manage via the LHV Bank app.

Please verify all details with the provider – see our Disclaimer

See all LHV accounts

Estimated returns with LHV's Easy Access

What you could earn with LHV's Easy Access Savings Account.

Estimated interest

£1,000 saved

£41.50

At 4.15% AER

£5,000 saved

£208

At 4.15% AER

£10,000 saved

£415

At 4.15% AER

£100,000 saved

£4,150

At 4.15% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Our Expert Opinion on LHV Easy Access Savings Account

Jonny PeaseCo-Founder, DepositScout

LHV's Easy Access Savings Account pays 4.15%, which sits near the market average for easy access accounts but is 0.85% behind the current market leader at 5.00%. It does at least beat August 2026 CPI of 3.1% by 1.05%, so your money is growing in real terms. The account accepts deposits from as little as £1 up to £100,000, which makes it accessible, though if you want to stay in easy access and push the rate a little higher, Tesco Bank's Internet Saver is currently at 4.24%.

2 alternatives to LHV's Easy Access Savings Account

Same type of account, closest on rate.

Common questions about the Easy Access Savings Account

D

DepositScout Alerts

2 minutes ago

Easy Access rate just dropped

A top provider just cut their rate. Here's what you need to know about the latest market shift.

Nationwide FlexSaver Rate Down
4.20% AER
4.75%
View Best Rates
Live Market Tracking

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