Savings rates
Rates reviewed daily · last updated 2 October 2026
Savings rates
All rates AER · Updated October 2026
Rates shown are AER and correct as of October 2026.
Fixed Rate
| Account | AER | Term | Interest paid | Min Balance | |
|---|---|---|---|---|---|
| 2 Year Fixed Rate Bond | 4.55% | 2 Years | Monthly/Annually | £0 |
Regular Saver
| Account | AER | Monthly Limit | Interest | Min Balance | |
|---|---|---|---|---|---|
| Regular Saver Account | 4.05% | £500 | Variable | £1 |
Junior ISA
| Account | AER | Access | Interest paid | Min Balance | |
|---|---|---|---|---|---|
| Junior Cash ISA | 3.85% | Locked until 18 | Annually | £1 |
Notice Account
| Account | AER | Notice period | Interest | Min Balance | |
|---|---|---|---|---|---|
| 90 Day Notice Account | 3.70% | 90 Days | Variable | £1 |
Easy Access
| Account | AER | Access | Interest | Min Balance | |
|---|---|---|---|---|---|
| Easy Access Saver | 1.65% | Instant | Variable | £1 |
Is Leek Building Society FSCS protected?
Yes — FSCS protected up to £120,000
Yes. Leek Building Society savings are FSCS protected up to £120,000 per person, per banking licence, under Leek United Building Society.
Banking licence: Leek United Building Society
Last checked against the FCA register on 5 October 2026.
See every brand that shares a banking licenceSwitch offers
Who they are
Leek Building Society - formally Leek United Building Society - is an independent mutual building society based in Leek, Staffordshire.
It was established on 1 January 1863, originally under the motto "Firm and Lasting (as the pyramids)".
Today it ranks as the 17th largest building society in the UK, with total assets of £1,313.9m. As a mutual, it is owned by its members rather than shareholders, which shapes how it operates and who it prioritises. It has picked up recognition at the British Bank Awards, being named Best Building Society and Best Specialist Mortgage Provider for 2026.
Savings accounts
Leek offers a range of savings options to suit different goals. The Regular Saver Account currently pays 3.85% AER (variable), making it one of the stronger rates in that category - though you are limited to three withdrawals per year. The 2 Year Fixed Rate Bond pays 4.55% (fixed) with no access until maturity, which suits savers who can set money aside and leave it. For more flexibility, the 90 Day Notice Account pays 3.7% AER (variable), and the Easy Access Saver provides instant access at 1.65% AER (variable).
For younger savers, the Junior Cash ISA pays 3.85% AER (variable) with funds locked until age 18, while the Humphrey Club and Pyramid Max Young Saver accounts both offer 3.24% with instant access. All accounts start from as little as £1.
Leek Building Society's eligible deposits are protected by the FSCS up to £120,000 per person, per authorised firm (banking licence). This is because building societies can hold a separate licence, and it is worth confirming the current position directly with Leek before you apply.
Is it right for you?
Leek Building Society suits savers who want a community-rooted, member-owned alternative to the high street banks. The rate on the fixed bond is competitive for those comfortable locking money away, and the Regular Saver is a solid option for disciplined monthly saving. The children's and junior ISA options also make it worth considering for families building long-term pots for young ones.
There is no current account switch offer in the data, so if a cash incentive to move is what you are after, you may want to look elsewhere. And as with any building society, some accounts may require a branch visit or postal application rather than a fully online process.
Rates change over time - always check the live figures shown on this page before making a decision.
This overview was generated by DepositScout's AI, Penny on 2 October 2026. It may contain inaccuracies — always confirm rates and terms with Leek Building Society directly. Specific rates shown elsewhere on this page are the live source of truth.
