What interest rate does the Leeds Building Society Regular Saver pay?

The Leeds Building Society Regular Saver pays 4.45% AER variable.

How much can I pay in?

You can deposit at least £100.

Is my money protected?

Yes. Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per person, per banking licence.

How does it compare with other regular savers?

At 4.45% AER it ranks 38th of 56 regular savers we track. The best pays 8.00% and the average is 4.96%.

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Regular Saver

Leeds Building Society Regular Saver Review

A regular saver from Leeds Building Society. It ranks 38th of 56 regular savers we track.

Rate checked Oct 2026Got this account? Leave a review

Variable rate · 20 months

4.45%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£100

Max balance

No limit

Access

1 withdrawal/year

Interest paid

Annually

How It Stacks Up

Ranks 38th of 56

Regular savers we track

Well below average

This account 4.45%

UK CPI (Aug 2026): 3.10%; Pays 1.35% more
Average regular saver: 4.96%; Pays 0.51% less
Best regular saver: 8.00%; Pays 3.55% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

Compare regular savers

Pros and cons

Pro: People who can save a set amount each month
Con: The rate is variable, so it can go down

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Our Expert Opinion on Leeds Building Society Regular Saver

Jonny PeaseCo-Founder, DepositScout

Leeds Building Society's Regular Saver pays 4.45%, which is 1.35% above CPI inflation of 3.1% but sits 3.55% behind the regular saver market leader at 8.00%, so it is below the market average. The fixed term runs until 03.07.2028, which locks your money in with only one withdrawal per year allowed, and if your balance falls below £100 the rate collapses to 0.05%. This suits a disciplined saver who wants inflation-beating returns and a fixed rate, but anyone chasing the best regular saver rate should look elsewhere first.

Compare Regular Savers

2 alternatives to Leeds Building Society's Regular Saver3 alternatives to Leeds Building Society's Regular Saver

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