Protection
FSCS£120,000
Monthly limit
£2,500
Max balance
£30,000
Access
Instant
Interest paid
Monthly
How It Stacks Up
Ranks 44th of 54
Regular savers we track
This account 4.07%
- UK CPI (Aug 2026)
- 3.10%
- Pays 0.97% more
- Average regular saver
- 4.97%
- Pays 0.90% less
- Best regular saver
- 8.00%
- Pays 3.93% less
Inflation: ONS. Averages and best rates: accounts on DepositScout.
A Good Fit For
- Pro: New and existing savers
- Pro: Savers who want instant access
- Pro: Savers who want a monthly income
- Pro: People who can save a set amount each month
Worth Weighing Up
- Con: The rate is variable, so it can go down
- Con: You can only pay in up to £2,500 a month
Good to Know
Age 18+. New applicants must live in Wales; existing Swansea members anywhere in the UK can also apply. One Regular Monthly Saver per person (sole or joint). Needs a linked Swansea instant access account: after 12 months the balance moves there and saving continues from zero. Top-ups by transfer, cash or cheque allowed within the £2,500 monthly cap.
Please verify all details with the provider – see our Disclaimer
See all Swansea Building Society accounts
