Easy Access

Leeds Building Society Online Access Saver Review

One of the best-paying easy access accounts, from Leeds Building Society, with a £1,000 minimum deposit. It ranks 19th of 194 easy access accounts we track.

Variable rate

4.20%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£1,000

Max balance

No limit

Access

Unlimited

Interest paid

Annually

How It Stacks Up

Ranks 19th of 194

Easy access accounts we track

Among the best
This account 4.20%
UK CPI (Aug 2026)
3.10%
Pays 1.10% more
Average easy access
2.86%
Pays 1.34% more
Best easy access
5.50%
Pays 1.30% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

A better-paying alternative

Tembo bank logo

Tembo

HomeSaver

4.55%

AER

  • Pays 0.35% more than this Leeds Building Society account
  • Instant access, open with £10
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A Good Fit For

  • Pro: Savers who want instant access

Worth Weighing Up

  • Con: The rate is variable, so it can go down
  • Con: You need at least £1,000 to open it

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Estimated returns with Leeds Building Society's Easy Access

What you could earn with Leeds Building Society's Online Access Saver.

Estimated interest

£1,000 saved

£42.00

At 4.2% AER

£5,000 saved

£210

At 4.2% AER

£10,000 saved

£420

At 4.2% AER

£50,000 saved

£2,100

At 4.2% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Leeds Building Society Online Access Saver

Jonny PeaseCo-Founder, DepositScout

Leeds Building Society's Online Access Saver pays 4.20%, which sits above the easy access market average but is 0.80% behind the category leader at 5.00%, so it is not the sharpest rate around. That said, 4.20% does beat August 2026 CPI of 3.1% by 1.10%, meaning your money is growing in real terms. You need at least £1,000 to open it, which rules out smaller savers, and interest is only paid annually rather than monthly. If you want something marginally higher with similar flexibility, Tesco Bank's Internet Saver is currently at 4.24%.

Compare Easy Access Accounts

2 alternatives to Leeds Building Society's Online Access Saver

Same type of account, closest on rate.

Common questions about the Online Access Saver

D

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Easy Access rate just dropped

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Example Easy Access Saver Rate Down
4.20% AER
4.75%
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