Kent Reliance Limited Access Saver Review

One of the best-paying easy access accounts, from Kent Reliance. It ranks 18th of 152 easy access accounts we track.

Variable rate

4.21%AER

Protection

FSCS£120,000

Min balance

£1

Max balance

£900,000

Access

3 withdrawals/year

Interest paid

Monthly/Annually

How It Stacks Up

Ranks 18th of 152

Easy access accounts we track

Among the best
This account 4.21%
UK CPI (Aug 2026)
3.10%
Pays 1.11% more
Average easy access
2.83%
Pays 1.38% more
Best easy access
5.00%
Pays 0.79% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

A better-paying alternative

Tembo bank logo

Tembo

HomeSaver

4.55%

AER

  • Pays 0.34% more than this Kent Reliance account

We may earn a commission if you open this account.

How Interest Is Paid

You choose how often interest is paid: annually or monthly. You earn the same 4.21% AER either way.

Paid annually

4.21%AER

Paid monthly

4.13%gross

The monthly rate is a little lower because interest reaches you sooner. Over a year it adds up to the same.

A Good Fit For

  • Pro: New and existing savers
  • Pro: Savers who want a monthly income

Worth Weighing Up

  • Con: The rate is variable, so it can go down

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See all Kent Reliance accounts

Estimated returns with Kent Reliance's Easy Access

What you could earn with Kent Reliance's Limited Access Saver.

Estimated interest

£1,000 saved

£42.10

At 4.21% AER

£5,000 saved

£211

At 4.21% AER

£10,000 saved

£421

At 4.21% AER

£900,000 saved

£37,890

At 4.21% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Our Expert Opinion on Kent Reliance Limited Access Saver

Jonny PeaseCo-Founder, DepositScout

Kent Reliance's Limited Access Saver pays 4.21% (or 4.13% if you take interest monthly), which sits near the market average but 0.79% behind the easy access leader at 5.00%. It does beat August 2026 CPI of 3.1% by 1.11%, so your money grows in real terms. The account suits savers who rarely dip in, but the hard limit of three withdrawals per year is a real constraint - a fourth means closing the account entirely and withdrawing everything.

Compare Easy Access Accounts

2 alternatives to Kent Reliance's Limited Access Saver

Same type of account, closest on rate.

Common questions about the Limited Access Saver

D

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Easy Access rate just dropped

A top provider just cut their rate. Here's what you need to know about the latest market shift.

Nationwide FlexSaver Rate Down
4.20% AER
4.75%
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