Easy Access

Hodge Bank Easy Access Review

One of the best-paying easy access accounts, from Hodge Bank. It ranks 33rd of 194 easy access accounts we track.

Variable rate

4.01%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£1

Max balance

£250,000

Access

Unlimited

Interest paid

Annually

How It Stacks Up

Ranks 33rd of 194

Easy access accounts we track

Among the best
This account 4.01%
UK CPI (Aug 2026)
3.10%
Pays 0.91% more
Average easy access
2.86%
Pays 1.15% more
Best easy access
5.50%
Pays 1.49% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

A better-paying alternative

Tembo bank logo

Tembo

HomeSaver

4.55%

AER

  • Pays 0.54% more than this Hodge Bank account
  • Instant access, open with £10
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A Good Fit For

  • Pro: New and existing savers
  • Pro: Savers who want instant access

Worth Weighing Up

  • Con: The rate is variable, so it can go down

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Estimated returns with Hodge Bank's Easy Access

What you could earn with Hodge Bank's Easy Access.

Estimated interest

£1,000 saved

£40.10

At 4.01% AER

£5,000 saved

£201

At 4.01% AER

£10,000 saved

£401

At 4.01% AER

£250,000 saved

£10,025

At 4.01% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Hodge Bank Easy Access

Jonny PeaseCo-Founder, DepositScout

Hodge Bank's Easy Access pays 4.01%, which sits near the market average but is 0.99% behind the easy access leader at 5.00%, so it is not a standout rate. On the positive side, it does beat August 2026 CPI of 3.1% by 0.91%, meaning your money keeps pace with inflation in real terms. The account opens from just £1 and allows unlimited withdrawals, which suits anyone wanting flexibility without a minimum balance hurdle. I would still check whether you can do better elsewhere before committing.

2 alternatives to Hodge Bank's Easy Access

Same type of account, closest on rate.

Common questions about the Easy Access

D

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4.20% AER
4.75%
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