Easy Access

Halifax Everyday Saver Review

An easy access account from Halifax. It ranks 149th of 152 easy access accounts we track.

Variable rate

0.75%AER

Up to 1.00% on some tiers

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£1

Max balance

No limit

Access

Instant

Interest paid

Annually

Halifax is becoming Lloyds. Halifax is being retired on 31 October 2026.

Go to Lloyds

Rate Tiers

£1 – £24,999

0.75%AER

£25,000 – £99,999

0.90%AER

£100,000+

1.00%AER

How It Stacks Up

Ranks 149th of 152

Easy access accounts we track

Well below average
This account 0.75%
UK CPI (Aug 2026)
3.10%
Pays 2.35% less
Average easy access
2.83%
Pays 2.08% less
Best easy access
5.00%
Pays 4.25% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

A better-paying alternative

Tembo bank logo

Tembo

HomeSaver

4.55%

AER

  • Pays 3.80% more than this Halifax account
  • Instant access, open with £10
Compare Easy Access Accounts

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A Good Fit For

  • Pro: New and existing savers
  • Pro: Savers who want instant access

Worth Weighing Up

  • Con: The rate is variable, so it can go down

Good to Know

Up to 5 pots

Please verify all details with the provider – see our Disclaimer

See all Halifax accounts

Estimated returns with Halifax's Easy Access

What you could earn with Halifax's Everyday Saver.

Estimated interest

£1,000 saved

£7.50

At 0.75% AER

£5,000 saved

£37.50

At 0.75% AER

£10,000 saved

£75.00

At 0.75% AER

£50,000 saved

£450

At 0.9% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Halifax Everyday Saver

Jan WatermannCo-Founder, DepositScout

The Halifax Everyday Saver pays 0.75% on balances up to £24,999, rising to 1.00% at £100,000 or more, which sounds like a perk until you see that the rate sits 4.25% behind the easy access market leader at 5.00% and 2.35% below CPI inflation of 3.1%, meaning your money is losing real value. This account is below the market average and is really only suited to someone who already banks with Halifax and wants a no-fuss holding account with instant access from £1. If rate matters at all, Tandem Bank's Instant Access Saver at 3.40% is worth a look as a straightforward alternative.

2 alternatives to Halifax's Everyday Saver

Same type of account, closest on rate.

Common questions about the Everyday Saver

D

DepositScout Alerts

2 minutes ago

Easy Access rate just dropped

A top provider just cut their rate. Here's what you need to know about the latest market shift.

Nationwide FlexSaver Rate Down
4.20% AER
4.75%
View Best Rates
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