Easy Access

Family Building Society Market Tracker Saver Review

One of the best-paying easy access accounts, from Family Building Society. It ranks 27th of 152 easy access accounts we track.

Variable rate

4.05%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£1

Max balance

No limit

Access

£25,000/day, 20 withdrawals/year

Interest paid

Annually or Monthly

How It Stacks Up

Ranks 27th of 152

Easy access accounts we track

Among the best
This account 4.05%
UK CPI (Aug 2026)
3.10%
Pays 0.95% more
Average easy access
2.83%
Pays 1.22% more
Best easy access
5.00%
Pays 0.95% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

A better-paying alternative

Tembo bank logo

Tembo

HomeSaver

4.55%

AER

  • Pays 0.50% more than this Family Building Society account
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A Good Fit For

  • Pro: New and existing savers
  • Pro: Savers who want a monthly income

Worth Weighing Up

  • Con: The rate is variable, so it can go down

Good to Know

Tracks average of top 20 easy access rates in the market (Moneyfacts), reviewed quarterly

Please verify all details with the provider – see our Disclaimer

See all Family Building Society accounts

Estimated returns with Family Building Society's Easy Access

What you could earn with Family Building Society's Market Tracker Saver.

Estimated interest

£1,000 saved

£40.50

At 4.05% AER

£5,000 saved

£202

At 4.05% AER

£10,000 saved

£405

At 4.05% AER

£50,000 saved

£2,025

At 4.05% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Family Building Society Market Tracker Saver

Jan WatermannCo-Founder, DepositScout

The Market Tracker Saver pays 4.05%, which is below the easy access market average and 0.95% behind the category leader at 5.00%, so this is not a rate I would lead with on pure return. What makes it interesting is the tracking mechanism: the rate follows the average of the top 20 easy access accounts reviewed quarterly by Moneyfacts, which removes the need to chase rate cuts manually. The genuine catch is the 20-withdrawal-per-year limit, which is restrictive for a true easy access account. If the rate matters more than the tracking feature, Virgin Money's Double Take E-Saver currently offers 4.16%.

Compare Easy Access Accounts

2 alternatives to Family Building Society's Market Tracker Saver

Same type of account, closest on rate.

Common questions about the Market Tracker Saver

D

DepositScout Alerts

2 minutes ago

Easy Access rate just dropped

A top provider just cut their rate. Here's what you need to know about the latest market shift.

Nationwide FlexSaver Rate Down
4.20% AER
4.75%
View Best Rates
Live Market Tracking

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