Dudley Building Society Three Year Fixed Rate Bond Online Review

A three-year fixed rate bond from Dudley Building Society, with a £1,000 minimum deposit. It ranks 39th of 46 three-year fixed rate bonds we track.

Fixed rate · 3 years

4.30%AER

Protection

FSCS£120,000

Min balance

£1,000

Max balance

£1,000,000

Access

At maturity only

Interest paid

Anniversary/On maturity

How It Stacks Up

Ranks 39th of 46

3-year fixed bonds we track

Below average
This account 4.30%
UK CPI (Aug 2026)
3.10%
Pays 1.20% more
Average 3-year fixed
4.66%
Pays 0.36% less
Best 3-year fixed
5.18%
Pays 0.88% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

Compare fixed bonds

A Good Fit For

  • Pro: New and existing savers

Worth Weighing Up

  • Con: Your money is locked in for 3 years
  • Con: You need at least £1,000 to open it

Good to Know

At the end of the 3 year term, you can invest in another account with the Society or withdraw your money. Prior to your account maturing, we will provide you with details of other accounts available. If you do not tell us what you would like to do with the funds, your funds will be transferred into the default maturity account that is available at the time of maturity, but you may not receive the same interest rate. No further deposits may be made during the term once the initial investment has been made.

Please verify all details with the provider – see our Disclaimer

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Estimated returns with Dudley Building Society's Fixed Rate

What you could earn with Dudley Building Society's Three Year Fixed Rate Bond Online.

Estimated interest

£1,000 saved

£135

At 4.3% AER

£5,000 saved

£673

At 4.3% AER

£10,000 saved

£1,346

At 4.3% AER

£1,000,000 saved

£134,627

At 4.3% AER

Estimated over the 36-month term, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Our Expert Opinion on Dudley Building Society Three Year Fixed Rate Bond Online

Jonny PeaseCo-Founder, DepositScout

Dudley Building Society's Three Year Fixed Rate Bond Online pays 4.30%, which sits below the market average for fixed-rate bonds and 1.05% behind the current market leader at 5.35%, so it is hard to make a strong case for it on rate alone. That said, it does beat August 2026 CPI inflation of 3.1% by 1.20%, meaning your money grows in real terms. The main catch is the complete lack of access until maturity, so only commit funds you genuinely will not need for three years. If you want a similar term, Afin Bank's 3-Year Fixed Term Account is listed at 4.86%.

Compare Fixed Rate Bonds

2 alternatives to Dudley Building Society's Three Year Fixed Rate Bond Online

Same type of account, closest on rate.

Common questions about the Three Year Fixed Rate Bond Online

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