Easy Access

Dudley Building Society Instant Tracker Review

An easy access account from Dudley Building Society. It ranks 147th of 152 easy access accounts we track.

Headline rate

0.85%AER

Up to 0.90% on some tiers

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£50

Max balance

£500,000

Access

Instant

Interest paid

Annually

Rate Tiers

£50 to £499.99

0.85%AER

£500+

0.90%AER

How It Stacks Up

Ranks 147th of 152

Easy access accounts we track

Well below average
This account 0.85%
UK CPI (Aug 2026)
3.10%
Pays 2.25% less
Average easy access
2.83%
Pays 1.98% less
Best easy access
5.00%
Pays 4.15% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

A better-paying alternative

Tembo bank logo

Tembo

HomeSaver

4.55%

AER

  • Pays 3.70% more than this Dudley Building Society account
  • Instant access, open with £10
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A Good Fit For

  • Pro: New and existing savers
  • Pro: Savers who want instant access

Good to Know

Additional investments are permitted.

Please verify all details with the provider – see our Disclaimer

See all Dudley Building Society accounts

Estimated returns with Dudley Building Society's Easy Access

What you could earn with Dudley Building Society's Instant Tracker.

Estimated interest

£1,000 saved

£9.00

At 0.9% AER

£5,000 saved

£45.00

At 0.9% AER

£10,000 saved

£90.00

At 0.9% AER

£500,000 saved

£4,500

At 0.9% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Dudley Building Society Instant Tracker

Jonny PeaseCo-Founder, DepositScout

The Instant Tracker pays 0.85% on balances between £50 and £499.99, rising to 0.90% once you hold £500 or more, but either way this sits well below the easy access market average and 4.15% behind the category leader at 5.00%. With CPI at 3.1% as of Aug 2026, the headline rate leaves you 2.25% behind inflation in real terms, so your savings are losing purchasing power. I would only consider this if you have a specific reason to bank with Dudley Building Society; otherwise Tandem Bank's Instant Access Saver at 3.40% is a more straightforward alternative worth looking at.

Compare Easy Access Accounts

2 alternatives to Dudley Building Society's Instant Tracker

Same type of account, closest on rate.

Common questions about the Instant Tracker

D

DepositScout Alerts

2 minutes ago

Easy Access rate just dropped

A top provider just cut their rate. Here's what you need to know about the latest market shift.

Nationwide FlexSaver Rate Down
4.20% AER
4.75%
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