Dudley Building Society Branch Instant Access Saver Review

A competitive easy access account from Dudley Building Society, with a £1,000 minimum deposit. It ranks 58th of 152 easy access accounts we track.

Headline rate

3.60%AER

Protection

FSCS£120,000

Min balance

£1,000

Max balance

£500,000

Access

Instant

Interest paid

Annually

How It Stacks Up

Ranks 58th of 152

Easy access accounts we track

Above average
This account 3.60%
UK CPI (Aug 2026)
3.10%
Pays 0.50% more
Average easy access
2.83%
Pays 0.77% more
Best easy access
5.00%
Pays 1.40% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

A better-paying alternative

Tembo bank logo

Tembo

HomeSaver

4.55%

AER

  • Pays 0.95% more than this Dudley Building Society account
  • Instant access, open with £10

We may earn a commission if you open this account.

A Good Fit For

  • Pro: New and existing savers
  • Pro: Savers who want instant access

Worth Weighing Up

  • Con: You need at least £1,000 to open it

Good to Know

Additional investments are permitted.

Please verify all details with the provider – see our Disclaimer

See all Dudley Building Society accounts

Estimated returns with Dudley Building Society's Easy Access

What you could earn with Dudley Building Society's Branch Instant Access Saver.

Estimated interest

£1,000 saved

£36.00

At 3.6% AER

£5,000 saved

£180

At 3.6% AER

£10,000 saved

£360

At 3.6% AER

£500,000 saved

£18,000

At 3.6% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Our Expert Opinion on Dudley Building Society Branch Instant Access Saver

Jonny PeaseCo-Founder, DepositScout

Dudley Building Society's Branch Instant Access Saver pays 3.60%, which sits below the easy access market average and 1.40% behind the category leader at 5.00%, so I wouldn't call this a strong rate. It does at least beat August 2026 CPI of 3.1% by 0.50%, meaning your money holds real value in modest terms. The branch-only access will suit savers who prefer face-to-face banking but rules out anyone who wants to manage money online, and you'll need at least £1,000 to open. If you want instant access without the branch requirement, Spring's Easy Saver is currently paying 3.82%.

Compare Easy Access Accounts

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Common questions about the Branch Instant Access Saver

D

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Easy Access rate just dropped

A top provider just cut their rate. Here's what you need to know about the latest market shift.

Nationwide FlexSaver Rate Down
4.20% AER
4.75%
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