Easy Access

Close Brothers Savings Easy Access Account Review

A competitive easy access account from Close Brothers Savings, with a £10,000 minimum deposit. It ranks 40th of 152 easy access accounts we track.

Variable rate

3.85%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£10,000

Max balance

£2,000,000

Access

Instant

Interest paid

Anniversary

Rate Tiers

Below £10,000

1.00%AER

£10,000 or more

3.85%AER

How It Stacks Up

Ranks 40th of 152

Easy access accounts we track

Above average
This account 3.85%
UK CPI (Aug 2026)
3.10%
Pays 0.75% more
Average easy access
2.83%
Pays 1.02% more
Best easy access
5.00%
Pays 1.15% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

A better-paying alternative

Tembo bank logo

Tembo

HomeSaver

4.55%

AER

  • Pays 0.70% more than this Close Brothers Savings account
  • Instant access, open with £10
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A Good Fit For

  • Pro: New and existing savers
  • Pro: Savers who want instant access

Worth Weighing Up

  • Con: The rate is variable, so it can go down
  • Con: You need at least £10,000 to open it

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See all Close Brothers Savings accounts

Estimated returns with Close Brothers Savings' Easy Access

What you could earn with Close Brothers Savings's Easy Access Account.

Estimated interest

£10,000 saved

£385

At 3.85% AER

£50,000 saved

£1,925

At 3.85% AER

£2,000,000 saved

£77,000

At 3.85% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Close Brothers Savings Easy Access Account

Jan WatermannCo-Founder, DepositScout

Close Brothers Savings Easy Access Account pays 3.85%, but only if you keep at least £10,000 in the account; drop below that and the rate falls sharply to 1.00%, which is a meaningful catch worth watching. That 3.85% sits 1.15% behind the easy access market leader at 5.00%, putting it below the market average, so this is not a rate to settle for without shopping around. It does beat August 2026 CPI of 3.1% by 0.75%, meaning your money grows in real terms. If you cannot meet the £10,000 minimum, First Active's Instant Access Savings Account at 4.05% is worth a look.

Compare Easy Access Accounts

2 alternatives to Close Brothers Savings's Easy Access Account

Same type of account, closest on rate.

Common questions about the Easy Access Account

D

DepositScout Alerts

2 minutes ago

Easy Access rate just dropped

A top provider just cut their rate. Here's what you need to know about the latest market shift.

Nationwide FlexSaver Rate Down
4.20% AER
4.75%
View Best Rates
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