Chorley Building Society Over 60's Easy Access Account Review

An easy access account from Chorley Building Society. It ranks 116th of 152 easy access accounts we track.

Variable rate

1.60%AER

Up to 1.80% on some tiers

Protection

FSCS£120,000

Min balance

£1

Max balance

£500,000

Access

Instant

Interest paid

Annually

Rate Tiers

£1 – £84,999

1.60%AER

£85,000 – £169,999

1.70%AER

£170,000 – £500,000

1.80%AER

How It Stacks Up

Ranks 116th of 152

Easy access accounts we track

Well below average
This account 1.60%
UK CPI (Aug 2026)
3.10%
Pays 1.50% less
Average easy access
2.83%
Pays 1.23% less
Best easy access
5.00%
Pays 3.40% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

A better-paying alternative

Tembo bank logo

Tembo

HomeSaver

4.55%

AER

  • Pays 2.95% more than this Chorley Building Society account
  • Instant access, open with £10

We may earn a commission if you open this account.

A Good Fit For

  • Pro: New and existing savers
  • Pro: Savers who want instant access

Worth Weighing Up

  • Con: The rate is variable, so it can go down

Good to Know

Transfers in from other Chorley Building Society Accounts are permitted.

Please verify all details with the provider – see our Disclaimer

See all Chorley Building Society accounts

Estimated returns with Chorley Building Society's Easy Access

What you could earn with Chorley Building Society's Over 60's Easy Access Account.

Estimated interest

£1,000 saved

£16.00

At 1.6% AER

£5,000 saved

£80.00

At 1.6% AER

£10,000 saved

£160

At 1.6% AER

£500,000 saved

£9,000

At 1.8% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Our Expert Opinion on Chorley Building Society Over 60's Easy Access Account

Jan WatermannCo-Founder, DepositScout

This account is aimed squarely at savers aged 60 and over who want instant access and a low entry point of just £1. The headline rate of 1.60% is below the market average for easy access accounts and sits 3.40% behind the category leader at 5.00%, which is a significant gap. At current CPI of 3.1% (Aug 2026), the rate is also 1.50% below inflation, meaning your money is losing real value. If age-restricted access is not a priority, Tandem Bank's Instant Access Saver at 3.40% would be worth a look.

Compare Easy Access Accounts

2 alternatives to Chorley Building Society's Over 60's Easy Access Account

Same type of account, closest on rate.

Common questions about the Over 60's Easy Access Account

D

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Easy Access rate just dropped

A top provider just cut their rate. Here's what you need to know about the latest market shift.

Nationwide FlexSaver Rate Down
4.20% AER
4.75%
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