Easy Access

Chetwood Bank Easy Access Review

A competitive easy access account from Chetwood Bank. It ranks 46th of 152 easy access accounts we track.

Variable rate

3.78%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£0

Max balance

No limit

Access

Next working day

Interest paid

Monthly

How It Stacks Up

Ranks 46th of 152

Easy access accounts we track

Above average
This account 3.78%
UK CPI (Aug 2026)
3.10%
Pays 0.68% more
Average easy access
2.83%
Pays 0.95% more
Best easy access
5.00%
Pays 1.22% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

A better-paying alternative

Tembo bank logo

Tembo

HomeSaver

4.55%

AER

  • Pays 0.77% more than this Chetwood Bank account
  • Instant access, open with £10
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A Good Fit For

  • Pro: New and existing savers
  • Pro: Savers who want instant access
  • Pro: Savers who want a monthly income

Worth Weighing Up

  • Con: The rate is variable, so it can go down

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Estimated returns with Chetwood Bank's Easy Access

What you could earn with Chetwood Bank's Easy Access.

Estimated interest

£1,000 saved

£37.80

At 3.78% AER

£5,000 saved

£189

At 3.78% AER

£10,000 saved

£378

At 3.78% AER

£50,000 saved

£1,890

At 3.78% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Chetwood Bank Easy Access

Jonny PeaseCo-Founder, DepositScout

Chetwood Bank's Easy Access pays 3.78%, which sits below the market average for easy access accounts and 1.22% behind the category leader at 5.00%, so I would not call this a standout rate. It does at least beat August 2026 CPI of 3.1% by 0.68%, meaning your money holds real value in the current inflation environment. There is no minimum balance and withdrawals reach you by the end of the next working day, which suits savers who want flexibility without a notice period. That said, alternatives like First Active at 4.05% or XTB at 4.00% offer meaningfully better returns for the same easy access structure.

Compare Easy Access Accounts

2 alternatives to Chetwood Bank's Easy Access

Same type of account, closest on rate.

Common questions about the Easy Access

D

DepositScout Alerts

2 minutes ago

Easy Access rate just dropped

A top provider just cut their rate. Here's what you need to know about the latest market shift.

Nationwide FlexSaver Rate Down
4.20% AER
4.75%
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