Protection
FSCS£120,000
Min balance
£1,000
Max balance
£500,000
Access
At maturity only
Interest paid
Annually/On maturity
How It Stacks Up
Ranks 25th of 51
3-year fixed bonds we track
- UK CPI (Aug 2026)
- 3.10%
- Pays 1.73% more
- Average 3-year fixed
- 4.71%
- Pays 0.12% more
- Best 3-year fixed
- 5.20%
- Pays 0.37% less
Inflation: ONS. Averages and best rates: accounts on DepositScout.
A Good Fit For
- Pro: New and existing savers
Worth Weighing Up
- Con: Your money is locked in for 37 months
- Con: You need at least £1,000 to open it
Good to Know
UK residents only; Bucks won't open accounts for anyone who also holds tax residency in another country. Limited issue that may close at any time; further deposits allowed while the issue is open. Joint accounts allowed; children over 7 can open in their own name (under-16s by post or branch only). At maturity, moves to the Maturity Easy Access Account if no instructions.
Please verify all details with the provider – see our Disclaimer
See all Buckinghamshire Building Society accounts