What interest rate does the Buckinghamshire Building Society Bucks Fixed Rate Bond pay?

The Buckinghamshire Building Society Bucks Fixed Rate Bond pays 4.87% AER, fixed for 26 months.

How much interest could I earn?

Saving £10,000 for 26 months would earn about £1,085 at 4.87% AER. This assumes the rate stays the same and interest stays in the account.

How much can I pay in?

You can deposit at least £1,000 and up to £500,000.

Can I withdraw my money?

No. Your money is locked in until the fixed term ends, so only put in what you won't need before then.

When is interest paid?

You can choose to have interest paid annually or at the end of the term.

Who can open this account?

New and existing Buckinghamshire Building Society customers can open it. You can open it online, in branch or by post.

How does it compare with other fixed rate bonds?

At 4.87% AER it ranks 84th of 304 fixed rate bonds we track. The best pays 5.37% and the average is 4.59%.

Dashboard

Fixed Rate

Buckinghamshire Building Society Bucks Fixed Rate Bond Review

A competitive fixed rate bond from Buckinghamshire Building Society, running for 26 months, with a £1,000 minimum deposit. It ranks 84th of 304 fixed rate bonds we track.

Rate checked Oct 2026Got this account? Leave a review

Fixed rate · 26 months

4.87%AER

Rate checked Oct 2026Got this account? Leave a review

Min balance

£1,000

Max balance

£500,000

Access

At maturity only

Interest paid

Annually/On maturity

How It Stacks Up

Ranks 84th of 304

Fixed bonds we track

Above average

This account 4.87%

UK CPI (Aug 2026): 3.10%; Pays 1.77% more
Average fixed bond: 4.59%; Pays 0.28% more
Best fixed bond: 5.37%; Pays 0.50% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

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A Good Fit For

Pro: New and existing savers

Worth Weighing Up

Con: Your money is locked in for 26 months
Con: You need at least £1,000 to open it

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Estimated returns with Buckinghamshire Building Society's Fixed Rate

What you could earn with Buckinghamshire Building Society's Bucks Fixed Rate Bond.

Estimated interest

£1,000 saved

£109

At 4.87% AER

£5,000 saved

£543

At 4.87% AER

£10,000 saved

£1,085

At 4.87% AER

£500,000 saved

£54,261

At 4.87% AER

Estimated over the 26-month term, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Buckinghamshire Building Society Bucks Fixed Rate Bond

Jonny PeaseCo-Founder, DepositScout

At 4.87%, this 26-month bond from Buckinghamshire Building Society sits below the market average for fixed-rate bonds, trailing the category leader by 0.50%, and it does beat inflation by 1.77% against a CPI of 3.1%. It suits savers who want a straightforward fixed return and are comfortable locking away between £1,000 and £500,000 until maturity on 30 November 2029, with no access whatsoever once the 14-day window closes. Afin Bank's 3-Year Fixed Term Account offers a near-identical 4.86% if you want a close comparison.

Compare Fixed Rate Bonds

2 alternatives to Buckinghamshire Building Society's Bucks Fixed Rate Bond3 alternatives to Buckinghamshire Building Society's Bucks Fixed Rate Bond

Same type of account, closest on rate.

Common questions about the Bucks Fixed Rate Bond

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