Easy Access

Bath Building Society Limited Access Account Review

A competitive easy access account from Bath Building Society. It ranks 54th of 152 easy access accounts we track.

Variable rate

3.65%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£500

Max balance

£120,000

Access

Two withdrawals

Interest paid

Yearly

How It Stacks Up

Ranks 54th of 152

Easy access accounts we track

Above average
This account 3.65%
UK CPI (Aug 2026)
3.10%
Pays 0.55% more
Average easy access
2.83%
Pays 0.82% more
Best easy access
5.00%
Pays 1.35% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

A better-paying alternative

Tembo bank logo

Tembo

HomeSaver

4.55%

AER

  • Pays 0.90% more than this Bath Building Society account
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We may earn a commission if you open this account.

Pros and cons

  • Pro: New and existing savers
  • Con: The rate is variable, so it can go down

Good to Know

This is a restricted access account. You are limited to a maximum of two withdrawals per calendar year.

Please verify all details with the provider – see our Disclaimer

See all Bath Building Society accounts

Estimated returns with Bath Building Society's Easy Access

What you could earn with Bath Building Society's Limited Access Account.

Estimated interest

£1,000 saved

£36.50

At 3.65% AER

£5,000 saved

£182

At 3.65% AER

£10,000 saved

£365

At 3.65% AER

£120,000 saved

£4,380

At 3.65% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Bath Building Society Limited Access Account

Jan WatermannCo-Founder, DepositScout

Bath Building Society's Limited Access Account pays 3.65%, which is below the easy access market average and 1.35% behind the category leader at 5.00%, so I would not call this a standout rate. It does beat August 2026 CPI of 3.1% by 0.55%, which at least preserves real value. The genuine catch is the two-withdrawal limit per year, which makes this less flexible than a true easy access account, and you need at least £500 to open it with a £120,000 ceiling. If you want better easy access rates, Spring's Easy Saver at 3.82% is worth a look.

Compare Easy Access Accounts

2 alternatives to Bath Building Society's Limited Access Account

Same type of account, closest on rate.

Common questions about the Limited Access Account

D

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Easy Access rate just dropped

A top provider just cut their rate. Here's what you need to know about the latest market shift.

Nationwide FlexSaver Rate Down
4.20% AER
4.75%
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