Regular Saver from Bank of Scotland
Protection
FSCS
Up to £120,000
Monthly limit
£250
Access
Instant
Interest paid
Monthly
Please verify all details with the provider – for more info read our Disclaimer
The Bank of Scotland Monthly Saver pays 5.00% and suits anyone who can commit to depositing between £25 and £250 each month, ideally by standing order before the 25th. It is open to existing and new customers alike, which is a plus, and the instant access means you are not locked in. The real catch is that if you withdraw funds you cannot replace them within the same month, so a dip into the pot permanently reduces your savings capacity for that period. If you want to compare, Lloyds Bank and Halifax both offer their own regular savers at the same 5.00% rate.
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