Halifax Regular Saver Review5.00% AER (Sep 2026)

Regular Saver from Halifax

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Protection

FSCS

Up to £120,000

Monthly limit

£250

Access

No access until maturity

Interest paid

On maturity

Who Is This For

Learn more about Halifax

New and existing savers
People who can save a set amount each month

Additional Info

Halifax will open an Everyday Saver account as part of the application. After 12 months, any money you’ve saved in your Regular Saver plus interest will transfer into your Everyday Saver account. Then your Regular Saver will renew for another 12 months.

Please verify all details with the provider – for more info read our Disclaimer

Calculate your tax liability for this accountSee what you might pay on the interest from Halifax's Regular Saver.

Our Expert Opinion on Halifax Regular Saver

The Halifax Regular Saver pays 5.00% for one year and is open to existing and new customers alike, which makes it a decent pick for anyone building a savings habit rather than parking a lump sum. The cap of £250 a month means the most you can put away over the full term is £3,000, so the absolute return in cash terms is fairly modest. The bigger catch is that there is no access until maturity, so this only works if you are confident you will not need the money for the year. If you already bank with Lloyds or Bank of Scotland, their Monthly Saver accounts offer the same 5.00% rate and are worth a look alongside this one.
Jonny Pease (Co-Founder)DepositScout