Kent Reliance Branch Easy Access ISA Review

A competitive cash ISA from Kent Reliance. It ranks 35th of 137 cash ISAs we track.

Variable rate

3.85%AER

Protection

FSCS£120,000

Min balance

£1

Max balance

£1,000,000

Access

Easy access

Interest paid

Monthly/Annually

Transfers in

Accepted

Rate Tiers

£1–£999

0.10%AER

£1,000+

3.85%AER

How It Stacks Up

Ranks 35th of 137

Cash ISAs we track

Above average
This account 3.85%
UK CPI (Aug 2026)
3.10%
Pays 0.75% more
Average cash ISA
2.98%
Pays 0.87% more
Best cash ISA
4.87%
Pays 1.02% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

A better-paying alternative

Trading 212 bank logo

Trading 212

Cash ISA

4.60%

AER

  • Pays 0.75% more than this Kent Reliance account
  • Includes a 1.00% bonus for 12 months, then 3.60%
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A Good Fit For

  • Pro: Savers who want instant access
  • Pro: Savers who want a monthly income

Worth Weighing Up

  • Con: The rate is variable, so it can go down
  • Con: Not flexible: money you withdraw can't be replaced without using more allowance

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Estimated returns with Kent Reliance's Cash ISA

What you could earn with Kent Reliance's Branch Easy Access ISA.

Estimated interest

£1,000 saved

£1.00

At 0.1% AER

£5,000 saved

£5.00

At 0.1% AER

£10,000 saved

£10.00

At 0.1% AER

£1,000,000 saved

£1,000

At 0.1% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Our Expert Opinion on Kent Reliance Branch Easy Access ISA

Jan WatermannCo-Founder, DepositScout

Kent Reliance's Branch Easy Access ISA pays 3.85% AER, but only if you hold £1,000 or more - balances below that earn just 0.10% AER, so make sure you cross that threshold from the start. The rate is below the cash ISA market average and sits 1.27% behind the category leader at 5.12%, which is a meaningful gap worth considering. On the positive side, 3.85% does beat August 2026 CPI of 3.1% by 0.75%, so your money is at least growing in real terms. If you want a higher easy-access ISA rate, Tembo or XTB both offer 4.00% and are worth a look.

Compare Cash ISAs

2 alternatives to Kent Reliance's Branch Easy Access ISA

Same type of account, closest on rate.

Common questions about the Branch Easy Access ISA

D

DepositScout Alerts

2 minutes ago

Easy Access rate just dropped

A top provider just cut their rate. Here's what you need to know about the latest market shift.

Nationwide FlexSaver Rate Down
4.20% AER
4.75%
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