Yorkshire Building Society Cash ISA Fixed Rate Cash eISA until 31 December 2031 Review

One of the best-paying five-year cash ISAs, from Yorkshire Building Society. It ranks 5th of 32 five-year cash ISAs we track.

5 years

5.00%AER

Min balance

£0

Max balance

No limit

Term

5 Year

How It Stacks Up

Ranks 5th of 32

5-year cash ISAs we track

Among the best
This account 5.00%
UK CPI (Aug 2026)
3.10%
Pays 1.90% more
Average 5-year cash ISA
4.72%
Pays 0.28% more
Best 5-year cash ISA
5.25%
Pays 0.25% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

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Estimated returns with Yorkshire Building Society's Cash ISA

What you could earn with Yorkshire Building Society's Cash ISA Fixed Rate Cash eISA until 31 December 2031.

Estimated interest

£1,000 saved

£276

At 5% AER

£5,000 saved

£1,381

At 5% AER

£10,000 saved

£2,763

At 5% AER

£50,000 saved

£13,814

At 5% AER

Estimated over the 60-month term, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Our Expert Opinion on Yorkshire Building Society Cash ISA Fixed Rate Cash eISA until 31 December 2031

Jonny PeaseCo-Founder, DepositScout

Yorkshire Building Society's five-year fixed Cash ISA pays 5.00%, which is above the Cash ISA market average but sits 0.25% behind the category leader at 5.25%. Against current CPI inflation of 3.1% (Aug 2026), the rate delivers a real return of 1.90%, which is a reasonable outcome for patient savers. The obvious catch is that your money is locked until 31 December 2031, so this suits someone who genuinely will not need access for five years. If you want to shop around at this term, Nottingham Building Society, Skipton Building Society, and Vida Savings all match the 5.00% rate.

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2 alternatives to Yorkshire Building Society's Cash ISA Fixed Rate Cash eISA until 31 December 2031

Same type of account, closest on rate.

Common questions about the Cash ISA Fixed Rate Cash eISA until 31 December 2031

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