A competitive three-year cash ISA from Yorkshire Building Society. It ranks 12th of 33 three-year cash ISAs we track.
3 years
4.85%AER
Min balance
£0
Max balance
No limit
Term
3 Year
Ranks 12th of 33
3-year cash ISAs we track
Inflation: ONS. Averages and best rates: accounts on DepositScout.
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See all Yorkshire Building Society accountsWhat you could earn with Yorkshire Building Society's Cash ISA Fixed Rate Cash eISA until 30 November 2029.
Estimated interest
£1,000 saved
£153
At 4.85% AER
£5,000 saved
£763
At 4.85% AER
£10,000 saved
£1,527
At 4.85% AER
£50,000 saved
£7,634
At 4.85% AER
Estimated over the 36-month term, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.
Yorkshire Building Society's fixed Cash ISA pays 4.85%, which sits above the Cash ISA market average but 0.40% behind the category leader at 5.25%, so it is solid without being the best available. The rate beats August 2026 CPI of 3.1% by 1.75 percentage points, meaning your money does grow in real terms over the three-year term. The main catch is the usual one for fixed bonds: your money is locked until 30 November 2029, so only commit what you will not need. If you want to shop around, Vida Savings offers a three-year fixed ISA at 4.95%.
Same type of account, closest on rate.
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