Points
5 pts/
£1
Yonder points · ≈2.3% value
Rep. APR
73.1%
Variable
Annual fee
£215.88
£17.99 per month
Spending abroad
Free
No foreign transaction fees
Lounge access
Not included
5 points per £1, redeemable against Yonder Experiences and travel purchases; redemption value varies.
Opening offer
20,000 Yonder points when you spend £1,000 in 30 days.
Worldwide family travel insurance.
No non-sterling transaction fee on purchases.
The Yonder Credit Card (Premium) is aimed at frequent travellers who want strong rewards and zero fuss abroad, and the earn rate is where it stands out: 5 points per £1 at roughly 2.3% value, which we measure as 1.56% above the typical reward card. Spending overseas costs nothing extra and runs on Mastercard at practically nothing off the real exchange rate. The genuine catch is the £17.99 per month fee, and with a 73.1% APR I would treat this strictly as a card you clear in full each month rather than a borrowing tool.
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