Cash ISA

West Brom Building Society West Brom Saver ISA Review

A cash ISA from West Brom Building Society. It ranks 120th of 137 cash ISAs we track.

Variable rate

1.50%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£1

Max balance

£2,000,000

Access

Instant

Interest paid

Annually

Transfers in

Accepted

How It Stacks Up

Ranks 120th of 137

Cash ISAs we track

Well below average
This account 1.50%
UK CPI (Aug 2026)
3.10%
Pays 1.60% less
Average cash ISA
2.98%
Pays 1.48% less
Best cash ISA
4.87%
Pays 3.37% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

A better-paying alternative

Trading 212 bank logo

Trading 212

Cash ISA

4.60%

AER

  • Pays 3.10% more than this West Brom Building Society account
  • Includes a 1.00% bonus for 12 months, then 3.60%
Compare Cash ISAs

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A Good Fit For

  • Pro: New and existing savers
  • Pro: Savers who want instant access

Worth Weighing Up

  • Con: The rate is variable, so it can go down

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Estimated returns with West Brom Building Society's Cash ISA

What you could earn with West Brom Building Society's West Brom Saver ISA.

Estimated interest

£1,000 saved

£15.00

At 1.5% AER

£5,000 saved

£75.00

At 1.5% AER

£10,000 saved

£150

At 1.5% AER

£2,000,000 saved

£30,000

At 1.5% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Our Expert Opinion on West Brom Building Society West Brom Saver ISA

Jonny PeaseCo-Founder, DepositScout

At 1.5%, the West Brom Saver ISA sits well below the cash ISA market average and 3.62% behind the category leader at 5.12%, so this is hard to recommend for most savers. The rate also fails to keep pace with inflation, sitting 1.60% below CPI of 3.1% as of Aug 2026, meaning your money is losing real value. It does accept transfers in and opens with just £1, which suits someone consolidating old ISAs, but the rate is the real problem. Alternatives worth checking include the Moneybox Open Access Cash ISA at 3.80% or the Sidekick Cash ISA at 3.23%.

Compare Cash ISAs

2 alternatives to West Brom Building Society's West Brom Saver ISA

Same type of account, closest on rate.

Common questions about the West Brom Saver ISA

D

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Nationwide FlexSaver Rate Down
4.20% AER
4.75%
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