Protection
FSCS£120,000
Monthly limit
£2,000
Max balance
£2,000
Access
Can miss 2 monthly payments/year
Interest paid
Annually
Rate Tiers
£20–£2,000/month (standard)
2.10%AER
No more than two missed monthly payments in the account year
More than 2 payments missed
1.40%AER
Lower rate applies for remainder of account year if more than two monthly payments are missed
How It Stacks Up
Ranks 48th of 48
Regular savers we track
This account 2.10%
- UK CPI (Aug 2026)
- 3.10%
- Pays 1.00% less
- Average regular saver
- 5.05%
- Pays 2.95% less
- Best regular saver
- 8.00%
- Pays 5.90% less
Inflation: ONS. Averages and best rates: accounts on DepositScout.
A Good Fit For
- Pro: New and existing savers
- Pro: People who can save a set amount each month
Worth Weighing Up
- Con: The rate is variable, so it can go down
- Con: You can only pay in up to £2,000 a month
- Con: You can only save up to £2,000
Please verify all details with the provider – see our Disclaimer
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