Cash ISA

Virgin Money Double Take E-ISA Review

One of the best-paying cash ISAs, from Virgin Money. It ranks 16th of 137 cash ISAs we track.

Headline rate

4.15%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£1

Max balance

No limit

Access

Limited withdrawals

Interest paid

Annually

Transfers in

Accepted

How It Stacks Up

Ranks 16th of 137

Cash ISAs we track

Among the best
This account 4.15%
UK CPI (Aug 2026)
3.10%
Pays 1.05% more
Average cash ISA
2.98%
Pays 1.17% more
Best cash ISA
4.87%
Pays 0.72% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

A better-paying alternative

Trading 212 bank logo

Trading 212

Cash ISA

4.60%

AER

  • Pays 0.45% more than this Virgin Money account
  • Includes a 1.00% bonus for 12 months, then 3.60%
Compare Cash ISAs

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Good to Know

Max 2 withdrawals/calendar year

Open online to UK residents aged 18+; 16–17 year olds already holding a Virgin Money fixed-rate Cash ISA may reinvest at maturity. Minimum opening deposit is £1; only one account per customer per issue.

Please verify all details with the provider – see our Disclaimer

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Estimated returns with Virgin Money's Cash ISA

What you could earn with Virgin Money's Double Take E-ISA.

Estimated interest

£1,000 saved

£41.50

At 4.15% AER

£5,000 saved

£208

At 4.15% AER

£10,000 saved

£415

At 4.15% AER

£50,000 saved

£2,075

At 4.15% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Our Expert Opinion on Virgin Money Double Take E-ISA

Jan WatermannCo-Founder, DepositScout

The Double Take E-ISA pays 4.15%, which beats August 2026 CPI of 3.1% by 1.05%, but it sits below the cash ISA market average and trails the category leader by 0.97%, where the best rate stands at 5.12%. The two-withdrawal-per-calendar-year limit is the real catch here, so this suits savers who are confident they will not need regular access to their money. If you want slightly better returns with easier access, Kent Reliance's Easy access cash ISA offers 4.24% and Tesco Bank's Instant Access Cash ISA pays 4.20%. Transfers in are accepted, and you can open with as little as £1.

Compare Cash ISAs

2 alternatives to Virgin Money's Double Take E-ISA

Same type of account, closest on rate.

Common questions about the Double Take E-ISA

D

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Nationwide FlexSaver Rate Down
4.20% AER
4.75%
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