Protection
FSCS£120,000
Min balance
£500
Max balance
£500,000
Access
Instant
Interest paid
Monthly/Annually
Transfers in
Accepted
How It Stacks Up
Ranks 33rd of 137
Cash ISAs we track
This account 3.86%
- UK CPI (Aug 2026)
- 3.10%
- Pays 0.76% more
- Average cash ISA
- 2.98%
- Pays 0.88% more
- Best cash ISA
- 4.87%
- Pays 1.01% less
Inflation: ONS. Averages and best rates: accounts on DepositScout.
A better-paying alternative
Trading 212
Cash ISA
4.60%
AER
- Pays 0.74% more than this Vida Savings account
- Includes a 1.00% bonus for 12 months, then 3.60%
We may earn a commission if you open this account.
A Good Fit For
- Pro: New and existing savers
- Pro: Savers who want instant access
- Pro: Savers who want a monthly income
- Pro: Flexible: take money out and put it back in the same tax year without using more allowance
Worth Weighing Up
- Con: The rate is variable, so it can go down
Good to Know
The first deposit or transfer must arrive within 21 days of applying, or the account is closed. Withdrawals can go to your Nominated Bank Account, another Vida Savings account, or another ISA provider. You can close within 14 days of your first deposit without it counting as an ISA subscription.
Please verify all details with the provider – see our Disclaimer
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