Cash ISA

Vernon Building Society Easy Access Cash ISA Review

A cash ISA from Vernon Building Society. It ranks 98th of 137 cash ISAs we track.

Variable rate

2.35%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£100

Max balance

£250,000

Access

Instant

Interest paid

Annually

Transfers in

Accepted

How It Stacks Up

Ranks 98th of 137

Cash ISAs we track

Well below average
This account 2.35%
UK CPI (Aug 2026)
3.10%
Pays 0.75% less
Average cash ISA
2.98%
Pays 0.63% less
Best cash ISA
4.87%
Pays 2.52% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

A better-paying alternative

Trading 212 bank logo

Trading 212

Cash ISA

4.60%

AER

  • Pays 2.25% more than this Vernon Building Society account
  • Includes a 1.00% bonus for 12 months, then 3.60%
Compare Cash ISAs

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A Good Fit For

  • Pro: New and existing savers
  • Pro: Savers who want instant access

Worth Weighing Up

  • Con: The rate is variable, so it can go down

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Estimated returns with Vernon Building Society's Cash ISA

What you could earn with Vernon Building Society's Easy Access Cash ISA.

Estimated interest

£1,000 saved

£23.50

At 2.35% AER

£5,000 saved

£118

At 2.35% AER

£10,000 saved

£235

At 2.35% AER

£250,000 saved

£5,875

At 2.35% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Our Expert Opinion on Vernon Building Society Easy Access Cash ISA

Jan WatermannCo-Founder, DepositScout

Vernon Building Society's Easy Access Cash ISA pays 2.35%, which is below the market average for cash ISAs and sits 2.77% behind the category leader at 5.12%, so this is not a rate I would choose on price alone. It also falls 0.75% short of August 2026 CPI inflation at 3.1%, meaning your money loses real purchasing power. The account does accept transfers in and needs just £100 to open, which suits savers consolidating old ISAs with a small starting balance. If the rate is the priority, Moneybox's Open Access Cash ISA is currently paying 3.80%.

Compare Cash ISAs

2 alternatives to Vernon Building Society's Easy Access Cash ISA

Same type of account, closest on rate.

Common questions about the Easy Access Cash ISA

D

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Easy Access rate just dropped

A top provider just cut their rate. Here's what you need to know about the latest market shift.

Nationwide FlexSaver Rate Down
4.20% AER
4.75%
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