Vernon Building Society 30-Day Notice Cash ISA Review

A cash ISA from Vernon Building Society. It ranks 79th of 137 cash ISAs we track.

Variable rate

2.85%AER

Protection

FSCS£120,000

Min balance

£100

Max balance

£250,000

Access

30 Days

Interest paid

Annually

Transfers in

Accepted

How It Stacks Up

Ranks 79th of 137

Cash ISAs we track

Below average
This account 2.85%
UK CPI (Aug 2026)
3.10%
Pays 0.25% less
Average cash ISA
2.98%
Pays 0.13% less
Best cash ISA
4.87%
Pays 2.02% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

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Pros and cons

  • Pro: New and existing savers
  • Con: The rate is variable, so it can go down

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Estimated returns with Vernon Building Society's Cash ISA

What you could earn with Vernon Building Society's 30-Day Notice Cash ISA.

Estimated interest

£1,000 saved

£28.50

At 2.85% AER

£5,000 saved

£142

At 2.85% AER

£10,000 saved

£285

At 2.85% AER

£250,000 saved

£7,125

At 2.85% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Our Expert Opinion on Vernon Building Society 30-Day Notice Cash ISA

Jan WatermannCo-Founder, DepositScout

Vernon Building Society's 30-Day Notice Cash ISA pays 2.85%, which is below the market average for Cash ISAs and 2.27% behind the category leader at 5.12%. The rate also sits 0.25% below CPI inflation of 3.1% (Aug 2026), meaning your money is losing purchasing power in real terms. The 30-day notice period is the main practical catch, so this suits savers who want ISA tax wrapping and can plan withdrawals in advance, but alternatives such as the Moneybox Open Access Cash ISA at 3.80% or Sidekick Cash ISA at 3.23% look more compelling on rate alone.

Compare Cash ISAs

2 alternatives to Vernon Building Society's 30-Day Notice Cash ISA

Same type of account, closest on rate.

Common questions about the 30-Day Notice Cash ISA

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