Protection
FSCS£120,000
Min balance
£5,000
Max balance
£1,000,000
Access
30 Days
Interest paid
Annually
Rate Tiers
£5,000 – £9,999.99
3.85%AER
£10,000 and above
3.90%AER
How It Stacks Up
Ranks 43rd of 98
Notice accounts we track
This account 3.85%
- UK CPI (Aug 2026)
- 3.10%
- Pays 0.75% more
- Average notice account
- 3.48%
- Pays 0.37% more
- Best notice account
- 4.40%
- Pays 0.55% less
Inflation: ONS. Averages and best rates: accounts on DepositScout.
Worth Weighing Up
- Con: You need to give 30 days' notice to withdraw
- Con: The rate is variable, so it can go down
- Con: You need at least £5,000 to open it
Good to Know
A Nominated Bank Account must be provided when applying. It must be a transactional UK bank account in your name. Fund within 14 days of applying or the account will be closed. Joint accounts allowed (up to two people).
Please verify all details with the provider – see our Disclaimer
See all United Trust Bank accounts
