Protection
FSCS£120,000
Min balance
£1
Max balance
No limit
Access
Instant
Interest paid
Monthly
Transfers in
Accepted
Rate Tiers
No withdrawals that month
3.00%AER
Withdrawal made that month
0.25%AER
How It Stacks Up
Ranks 73rd of 137
Cash ISAs we track
This account 3.00%
- UK CPI (Aug 2026)
- 3.10%
- Pays 0.10% less
- Average cash ISA
- 2.98%
- About the same
- Best cash ISA
- 4.87%
- Pays 1.87% less
Inflation: ONS. Averages and best rates: accounts on DepositScout.
A better-paying alternative
Trading 212
Cash ISA
4.60%
AER
- Pays 1.60% more than this TSB account
- Includes a 1.00% bonus for 12 months, then 3.60%
We may earn a commission if you open this account.
A Good Fit For
- Pro: Savers who want instant access
- Pro: Savers who want a monthly income
Good to Know
Open to UK residents aged 18+ in a sole name only, with a £1 minimum deposit. Can be opened via app (existing customers), online or in branch. ISA transfers in are accepted.
Please verify all details with the provider – see our Disclaimer
See all TSB accounts
